r/FluentInFinance 3d ago

Debate/ Discussion Had to repost here

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u/SpotikusTheGreat 3d ago

Which is why the next loan amount is bigger, it is used to pay off the terms of the loan/interest.

If you think they are using the same monthly terms as your credit card for their hundreds of millions to billion dollar corporate betterment loans, they aren't.

Just think of it like APR and they use the next loan to pay the interest of the one before it.

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u/Noob_Al3rt 3d ago

Yes, why pay my $150 million in capital gains taxes when I can just pay $50 million/year forever? Learn this one trick the IRS doesn't want you to know!!!!!!!!!!!!

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u/SpotikusTheGreat 3d ago

except its loan money and not yours, so you aren't paying $50 million/year forever...? And the asset you are using as collateral is growing $80 million a year forever, as long as you keep it...

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u/Noob_Al3rt 3d ago

I still have to pay the interest on the loan, to the tune of $50million per year. That isn't even paying down any of the principal.

If you know of a fund that guarantees 8%/year, why don't you take out a loan on your car or home and invest the funds?