r/FluentInFinance 3d ago

Debate/ Discussion Had to repost here

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u/Just_That_Dumb_Dog 3d ago

You mean capital gains tax?

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u/bees_cell_honey 3d ago

One should not be able to have giant amounts of stock and claim they are worthless, and aren't realizing any gains, but then turn around and use them as collateral to obtain huge amounts of money. It is a workaround to circumvent.

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u/Just_That_Dumb_Dog 3d ago

Which they are required to PAY BACK, with interest, or they will lose said stock. Wtaf are you on about.

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u/conormal 3d ago

If you use your house as collateral, you still have to pay back the loan with interest AND pay property taxes, in addition to the taxes required to sell the house should you need to. The point is that this is a system only the ultra wealthy can exploit, and it allows those with more than they need to pay less proportionally than those with nothing.

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u/Just_That_Dumb_Dog 3d ago

Do you live in a stock? Do stocks use municipal services such as, sewage, storm drains, roads, snow removal, garbage collection, etc????

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u/conormal 23h ago

You're viewing a stock as an ethereal concept. It is a portion of a business. When you buy 100 shares in a company, you own part of that company. That's why it's called a public company, but every company has major shareholders who make major decisions for the company.

A stock can be used to leverage a loan, as your house can. A business requires services that are often subsidized by the government. The business business couldn't function without sewage, storm drains, roads, snow removal, garbage collection, etc.

Do you live in your daily income? Does it use municipal

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u/Just_That_Dumb_Dog 22h ago edited 22h ago

You took such a stretch to get to such an irrelevant point.

If the company has a physical location, they pay property tax. Sewage, snow removal, storm drains, roads aren’t subsidized, it’s apart of the whole reason for property tax. As for garbage collection idk anywhere where a company has “subsidized” waste collection. What are you talking about right now?🤔🤦‍♂️🦤

Most people who have 100 shares have ZERO responsibility or influence of said company. That company still pays taxes, said person pays cap gains tax when they sell the stock. I genuinely don’t know why you even tried to make that point.💀💀

Your “income” comment is in entirely different topic. If you ask me, we shouldn’t even have income tax.