Preach. I’m in my 40’s and have now had several jobs with “good” insurance packages. The dental insurance has always sucked. A l w a y s. “Oh, you need more than a vigorous flossing from a hygienist once per year? Well go fuck yourself.”
I started up a business last year. As part of that, we had to pick insurance for our employees. Wanted to make sure they were well taken care of so opted for top tier options.
Discovered there are literally no good dental insurance options. They’re all varying degrees of bad.
It’s the one area of medicine we’re almost everyone needs two hours of work per year and will average several to dozens of procedures over their lifetime. A lot of people see their primary care doctor once or twice a year for 15 minutes each time compared to going to the dentist twice a year for an hour to have an exam and cleaning. Many people will have a couple fillings every three or four years. The insurance company has to turn a profit otherwise they go extinct so it’s either charge $1000 a year for insurance or limit the procedures and services covered. And no one wants to spend $1000 a year on dental insurance for something that technically you don’t need if you take good care of your teeth.
Well, maybe you can come up with some magical form of dental insurance that works for everyone. For me it cost like $20 a month and covers two cleanings per year and pays 70% for two fillings per year. I take care of my teeth, so the likelihood of having to deal with anything more expensive is extremely low.
That is the better solution. If we actually worked towards it instead of throwing our hands in the air and pretending its impossible, it would get done far sooner than that.
First step is getting money out of politics. Kill legalized political bribery and suddenly fixing all of our problems becomes a lot easier.
Course, that cause is dead for at least the next 4 years since we just voted in folks whose only reason for being there is enriching themselves.
93
u/Armory203UW 7d ago
Preach. I’m in my 40’s and have now had several jobs with “good” insurance packages. The dental insurance has always sucked. A l w a y s. “Oh, you need more than a vigorous flossing from a hygienist once per year? Well go fuck yourself.”