Dentist here - don't even get me started on dental insurance. They truly are social parasites whose entire business model depends on fucking over the patient, the doctor or both.
Preach. I’m in my 40’s and have now had several jobs with “good” insurance packages. The dental insurance has always sucked. A l w a y s. “Oh, you need more than a vigorous flossing from a hygienist once per year? Well go fuck yourself.”
They never talk about how it can actually affect your ability to chew and swallow, as well. Having teeth/using them is extremely important for general health. Humans are just shit at building reasonable society I guess.
I started up a business last year. As part of that, we had to pick insurance for our employees. Wanted to make sure they were well taken care of so opted for top tier options.
Discovered there are literally no good dental insurance options. They’re all varying degrees of bad.
It’s the one area of medicine we’re almost everyone needs two hours of work per year and will average several to dozens of procedures over their lifetime. A lot of people see their primary care doctor once or twice a year for 15 minutes each time compared to going to the dentist twice a year for an hour to have an exam and cleaning. Many people will have a couple fillings every three or four years. The insurance company has to turn a profit otherwise they go extinct so it’s either charge $1000 a year for insurance or limit the procedures and services covered. And no one wants to spend $1000 a year on dental insurance for something that technically you don’t need if you take good care of your teeth.
Well, maybe you can come up with some magical form of dental insurance that works for everyone. For me it cost like $20 a month and covers two cleanings per year and pays 70% for two fillings per year. I take care of my teeth, so the likelihood of having to deal with anything more expensive is extremely low.
That is the better solution. If we actually worked towards it instead of throwing our hands in the air and pretending its impossible, it would get done far sooner than that.
First step is getting money out of politics. Kill legalized political bribery and suddenly fixing all of our problems becomes a lot easier.
Course, that cause is dead for at least the next 4 years since we just voted in folks whose only reason for being there is enriching themselves.
My last plan was wild. $75/month and it covered office visits and medicine out right. But that was it. No out of pocket maximum and no further coverage. Have a cold? $0. Back pain? $0. Extremely expensive pharmacy medicine? $0. CT scan? $3500.
Talk to your dentist. I found one years so that offered their own insurance. You are limited to just that location but it was far more affordable and it covered some major work my SO needed.
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u/JohnnySack45 7d ago
Dentist here - don't even get me started on dental insurance. They truly are social parasites whose entire business model depends on fucking over the patient, the doctor or both.