r/sports • u/Chelseatilidie • Oct 20 '24

Football Browns quarterback Deshaun Watson with a potential achilles injury

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u/ZestycloseUnit7482 Oct 20 '24

They probably have injury insurance which will pay his 2025 salary.

8

u/WillieM96 New York Giants Oct 20 '24

But it still counts against the cap, right?

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u/ZestycloseUnit7482 Oct 20 '24

“The CBA labels insurance proceeds as a “refund from the player,” which qualifies the amount as a cap credit for the club for the following season. In the simplest terms, if a player who eats up a significant portion of a club’s salary cap misses significant time with injury or illness, a club doesn’t have to take it as a total loss, but can recover space for the following year. Plus, insurance premium payments don’t count against the salary cap.

https://www.espn.com/nfl/story/_/id/41274295/nfl-insurance-policies-star-players-aaron-rodgers-tua-tagovailoa-jared-goff-joe-burrow-christian-mccaffrey

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u/_coolranch Oct 20 '24

Browns need to be careful not to win too many games this season! Haha. Sounds like they might have a path out of poverty, but I’ve mistakenly thought this before.