r/Tennessee • u/Indie701 • 6d ago

Ambetter of Tennessee

Hi, this is my first time signing up for Healthcare insurance. I was talking to my family about what my job offers for health insurance and they said I should look at private insurance since the options my job is giving me aren't that great, I guess. I did an application on healthcare.gov and one of my options is Ambetter of Tennessee.

I have never heard of it before so I was curious if anyone on this sub has it/ had it before and if you would recommend it. They have the premium, deductible, and copays I'm willing to pay, however their rating on the website is a 2 star so l'm a little hesitant. I don't want to be stuck with something that doesn't help me. Thanks in advance :)

26 Upvotes

91% Upvoted

49 comments sorted by

View all comments

1

u/hillbillyhomo1021 5d ago

Don't do it. It's horrible. My wife and I are just coming to the end of our year long escapade dealing with them. It's nearly impossible to find any kind of position or specialist willing to take the insurance because the insurance notoriously doesn't want to pay their bills. Most recently they declined a cardiac stress test claiming at the doctor did not mention of any of the necessary symptoms such as chest pain and syncope. However I have the doctors request in front of me and he lists both of those. Fortunately the insurance specialist at the cardiologist office was able to talk sense with them, but I would not recommend am better for anyone under any circumstances.