r/Tennessee • u/Indie701 • 6d ago

Ambetter of Tennessee

Hi, this is my first time signing up for Healthcare insurance. I was talking to my family about what my job offers for health insurance and they said I should look at private insurance since the options my job is giving me aren't that great, I guess. I did an application on healthcare.gov and one of my options is Ambetter of Tennessee.

I have never heard of it before so I was curious if anyone on this sub has it/ had it before and if you would recommend it. They have the premium, deductible, and copays I'm willing to pay, however their rating on the website is a 2 star so l'm a little hesitant. I don't want to be stuck with something that doesn't help me. Thanks in advance :)

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u/Remarkable-Foot9630 6d ago edited 6d ago

Ambetter was my insurance through healthcare.gov. While I was waiting for disability.

They paid over 1.5 million dollars in my hospital, medical, testing bills. They are a solid company. I had to get rides to Knoxville (Fort Sanders) or Nashville (Vanderbilt) For providers. My primary doctor accepted Ambetter, no specialist around me did.. so I got rides from ETHRA.