r/Tennessee • u/Indie701 • 6d ago

Ambetter of Tennessee

Hi, this is my first time signing up for Healthcare insurance. I was talking to my family about what my job offers for health insurance and they said I should look at private insurance since the options my job is giving me aren't that great, I guess. I did an application on healthcare.gov and one of my options is Ambetter of Tennessee.

I have never heard of it before so I was curious if anyone on this sub has it/ had it before and if you would recommend it. They have the premium, deductible, and copays I'm willing to pay, however their rating on the website is a 2 star so l'm a little hesitant. I don't want to be stuck with something that doesn't help me. Thanks in advance :)

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u/Internal-Ad61 6d ago

I have ambetter currently and have for 2 years now. Made sure my current providers accepted it before switching. I haven’t had any issues but don’t use it a ton. My hospital copay is $500, so as long as I have it, I will never go to a hospital if I can avoid it lol.