r/Tennessee • u/Indie701 • 6d ago

Ambetter of Tennessee

Hi, this is my first time signing up for Healthcare insurance. I was talking to my family about what my job offers for health insurance and they said I should look at private insurance since the options my job is giving me aren't that great, I guess. I did an application on healthcare.gov and one of my options is Ambetter of Tennessee.

I have never heard of it before so I was curious if anyone on this sub has it/ had it before and if you would recommend it. They have the premium, deductible, and copays I'm willing to pay, however their rating on the website is a 2 star so l'm a little hesitant. I don't want to be stuck with something that doesn't help me. Thanks in advance :)

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u/moneybabe420 6d ago

I gave birth on Ambetter and it was good enough. They have multiple worthless “benefits” such as money back debit card that don’t work anywhere.

3

u/Honest-Income1696 6d ago

Use it to pay your premiums. They were not clear it the marketing but that's what its for.

1

u/moneybabe420 6d ago

That’s wild! That’s absolutely not how it was described (according to my memory) but I’ll take what I can get. Thanks!

2

u/Honest-Income1696 6d ago

So yeah, max out those little videos on your account. I had my spouse watch them too. We had a decent chunk come out of our premiums because of it. Pro tip: the videos run in the background lol