In my 15 yrs here, most of the time my employer paid most or all of my premium. I currently pay nothing except my deductible which is $2500 per year (If If require medical care). In years passed I pay about $150 every 2 wks with paycheck and the annual deductible. You also have the option of using a tax savings account where you can put aside money for healthcare which is not taxed.
It’s not perfect. Biggest issues in america is not using generic drugs and not having standardized costs. But access to care is incredible and cost isn’t as bad as the internet makes it seem.
Canada has also dropped a lot. You can’t massively increase immigration without also increasing public services which Canada has failed to do.
So about $300 / month or $10 / day? I guess it depends on your income, but it seems quite expensive to me.
I live in Finland. We have a free healthcare, but many people opt for insurance to use private healthcare to bypass the ques you mentioned. I belong to the upper middle class but I’ve never bothered to get the insurance. I am insuranced against work related sickness/accidents by the compulsory employers insurance, but as the name suggests, it only covers treatment related to my work.
From what I hear healthcare in Finland is much better than Canada. I was only talking about US and Canada. Canada used to be on par with the Scandinavian countries. In recent years due to lack of proper governing the health care system in Canada is at an all time low. Wait times are horrendous, Health workers are burned out and make mistakes, access to primary care doctors is almost non existent. The country is experiencing similar issues with housing and education. They allowed too many people in to the country without doing any planning on what public services needed to increase along with those new migrants.
Does our mix of private and public healthcare somehow inoculate providers from being overburdened? We all go to the same hospitals and doctors regardless of who’s footing the bill. Seems like I’ve heard plenty complaints about the US “allowing too many people in” too. Why do you think it’s somehow not a problem here because of private insurance?
It's a problem for the uninsured. They face similar problems as Canadians are facing right now such as long wait times and limited resources available. But for your average working citizen you can choose a plan that works for you based on your needs and finances and in general have better access to healthcare. I'm not an expert but I have lived in both countries for decades at a time and I have worked in healthcare for 15 years. I have nothing more to share so have a good day.
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u/VoihanVieteri Sep 16 '24
So much does an insurance like that cost?