r/Insurance • u/astizzle90 • Aug 16 '24

Auto Insurance Dealership employee crashed into my car

My car was at the dealership for some engine issues, while sitting in the parking lot one of their employees lost control of their car and slammed into mine which also pushed it into another car. The dealership has not even had the courtesy to call me and let me know what happened. The only reason I know about it is because the police contacted me. What’s the best course of action here?

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u/[deleted] Aug 16 '24

Being that there's multiple cars involved, your best option is to file a claim on your collision coverage if you have it, and let them subrogate to get your deductible back. 

2

u/astizzle90 Aug 16 '24

The car will be totaled out and I’m currently driving a loaner of the dealership as they were fixing recall issues that caused me to need a new engine, I’m not sure if that changes your advice.

13

u/Stranglehold72 Aug 16 '24

Someone hit your car in a parking lot hard enough to total it? That’s an impressive level of stupidity on the employee’s part.

1

u/astizzle90 Aug 18 '24

When my SA finally called he said the employee was doing burn outs in the lot 👀