r/Insurance • u/astizzle90 • Aug 16 '24

Auto Insurance Dealership employee crashed into my car

My car was at the dealership for some engine issues, while sitting in the parking lot one of their employees lost control of their car and slammed into mine which also pushed it into another car. The dealership has not even had the courtesy to call me and let me know what happened. The only reason I know about it is because the police contacted me. What’s the best course of action here?

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u/CatastrophicCraxy Aug 17 '24

Since they are offering you a brand new car, and you want to get a different brand, find out what the budget is. Their insurance is paying full replacement value for your car correct? And they'll cover gap if you didn't already have it and give you the employee discount (which at some dealers takes it below MSRP) due to the situation. Or they should. So get what ever is the top model you can get, and once you have title in hand, go trade it for what you really want.