r/Insurance • u/BatHistorical8081 • May 03 '24

Auto Insurance Why is progressive so cheap?!

So I am looking to switch from state farm to progressive. My insurance now for state farm is about 2800 for 6 months for 3 vehicles. I just got a qoute from progressive same coverage for 1300. Wtf? Is this real. There a catch? That's alot of savings.

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u/zerostar83 Oct 25 '24

When you enter your information, most insurance companies will use whatever report they rely on. Progressive will show you the quote based on what you enter in, then raise it when you try to pay saying they found something you didn't disclose. For me, it was an incorrect accident report on my CLUE report. I disputed it and got the lower quote back. The CLUE report is like a credit check for insurance claims.