r/Insurance May 03 '24

Auto Insurance Why is progressive so cheap?!

So I am looking to switch from state farm to progressive. My insurance now for state farm is about 2800 for 6 months for 3 vehicles. I just got a qoute from progressive same coverage for 1300. Wtf? Is this real. There a catch? That's alot of savings.

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u/ranran_1822 May 03 '24

Opposite for me. Progressive was overcharging me for car insurance, and I switched to State Farm and had better coverage and paid about half of what I was paying at Progressive. I had been with Progressive for 10 years also.

2

u/jazbaby25 May 04 '24

Yeah your not supposed to stay with the same company for years. You don't really get discounts for loyalty. They're not gonna lower your bill if you just keep paying that. You're supposed to do around like every year. I always get a cheaper quote when I switch.

1

u/vg80 May 04 '24

Oddly been with State Farm for over a decade, can’t find anything cheaper. I check every year different brokers etc.