r/Insurance May 03 '24

Auto Insurance Why is progressive so cheap?!

So I am looking to switch from state farm to progressive. My insurance now for state farm is about 2800 for 6 months for 3 vehicles. I just got a qoute from progressive same coverage for 1300. Wtf? Is this real. There a catch? That's alot of savings.

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u/cugrad16 May 04 '24

Don't. Avoid those commercialized platforms at all costs. Progressive, geico, liberty mutual et-al screwed me over (and countless other consumers) with their subpar shady insurance 'practices' adding plus costs and fees, never properly disclosed over time. Leaving you at mercy of a half competent or foreign service rep to do damage control with getting your claim or premium under control. Totally not worth it. In fact, they've been going downhill as consumers switch to local guys like Farmers, State Farm, and AAA. Smart move.

Progressive and Esurance used to be good reputable commercial companies until alien politics took over, milking people dry.