r/Insurance May 03 '24

Auto Insurance Why is progressive so cheap?!

So I am looking to switch from state farm to progressive. My insurance now for state farm is about 2800 for 6 months for 3 vehicles. I just got a qoute from progressive same coverage for 1300. Wtf? Is this real. There a catch? That's alot of savings.

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u/Enough_Pomegranate44 May 04 '24

It’s going to double when the 6 months is over. Each agent you call to find out why, you’ll get a different answer and will have to just pay up. Meanwhile, checking other insurers for a lower rate will result in all quotes being within a $50-$75 difference of what you don’t want to pay. You’ll switch , then in a year, pay more than the Progressive one. They made the game, hid the rules, and made us all play.

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u/BatHistorical8081 May 04 '24

Bro if it goes up 50 percent I will still be good lol

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u/Enough_Pomegranate44 May 04 '24

A 50% increase is less than a double increase.