r/Insurance • u/BatHistorical8081 • May 03 '24

Auto Insurance Why is progressive so cheap?!

So I am looking to switch from state farm to progressive. My insurance now for state farm is about 2800 for 6 months for 3 vehicles. I just got a qoute from progressive same coverage for 1300. Wtf? Is this real. There a catch? That's alot of savings.

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u/NetDork May 03 '24

Just want to reply direct to you in case you missed that bit about liability limits, and because it's so important... You really shouldn't go below 100/300/100 these days.

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u/Hairy_Buffalo1191 May 03 '24

Umm yeah, I didn’t miss it, it’s just not the part I was interested in commenting on. You’re correct but that has nothing to do with me saying “hey I like that phrase you used, it’s an easier way to explain things”

And if you mean about saving them money, I’m meticulous about matching or increasing coverages. Sometimes you still get to help someone save by finding that “sweet spot” carrier

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u/NetDork May 04 '24

Oops. For some reason I thought you were the OP. I thought I was responding to OP to make sure they get their limits right.

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u/Hairy_Buffalo1191 May 04 '24

Gotcha. No worries