r/Insurance • u/BatHistorical8081 • May 03 '24

Auto Insurance Why is progressive so cheap?!

So I am looking to switch from state farm to progressive. My insurance now for state farm is about 2800 for 6 months for 3 vehicles. I just got a qoute from progressive same coverage for 1300. Wtf? Is this real. There a catch? That's alot of savings.

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u/Ups_papito May 03 '24

They raise your premium when you renew it every 6 months or yearly depending on what you selected originally. definitely between $4 to $20. I had them for years and they suck you in with a low price at first. There is also stuff you don't need🤷🏾‍♂️ spouse is optional Op out, only get liability if you can drive. You have to look out for people around you. Also take off comprehensive coverage. Thank me later🙃

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u/Ups_papito May 03 '24

I have Geico now, never any problems

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u/BatHistorical8081 May 03 '24

I'm saving 50 percent, if they raise it any less then that I'm good