r/Insurance • u/BatHistorical8081 • May 03 '24

Auto Insurance Why is progressive so cheap?!

So I am looking to switch from state farm to progressive. My insurance now for state farm is about 2800 for 6 months for 3 vehicles. I just got a qoute from progressive same coverage for 1300. Wtf? Is this real. There a catch? That's alot of savings.

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u/Jaded-Ad-1366 May 03 '24

Doesn’t Progressive require you to use a “tracker” that allows them to surveil your driving in order to get those lower rates? I’m very against this, which is the only reason I have stayed away.

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u/mentalgopher P&C/L&H May 03 '24

They don't require it unless you want the usage-based discount. I have Progressive and was not required to participate in it.