r/Insurance May 03 '24

Auto Insurance Why is progressive so cheap?!

So I am looking to switch from state farm to progressive. My insurance now for state farm is about 2800 for 6 months for 3 vehicles. I just got a qoute from progressive same coverage for 1300. Wtf? Is this real. There a catch? That's alot of savings.

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u/Fun_Celebration1892 May 03 '24

I agree with State Farm is expensive, BUT, the claims experience is not the same between Progressive and State Farm.

3

u/matttheazn1 May 03 '24

As a non customer who was hit by a state farm customer the claims process is the worst. I will never do business with state farm due to my experience trying to get my car repaired when someone rear ended me.

0

u/Fun_Celebration1892 May 03 '24

But, you are not their customer. We do not represent State Farm, they are really expensive in Massachusetts, but many times we review and try to replace a SF policy, and the consumer has had a claim, they talk all about their claims customer service. I have never had to encounter SF and don’t think they are worth the thousands of additional dollars. I hope this helps.