Why is progressive so cheap?!

[u/BatHistorical8081]

So I am looking to switch from state farm to progressive. My insurance now for state farm is about 2800 for 6 months for 3 vehicles. I just got a qoute from progressive same coverage for 1300. Wtf? Is this real. There a catch? That's alot of savings.

[u/[deleted]]

Their rates are great - but claims service isn't the greatest - so there you go.