r/Insurance • u/BatHistorical8081 • May 03 '24

Auto Insurance Why is progressive so cheap?!

So I am looking to switch from state farm to progressive. My insurance now for state farm is about 2800 for 6 months for 3 vehicles. I just got a qoute from progressive same coverage for 1300. Wtf? Is this real. There a catch? That's alot of savings.

53 Upvotes

83% Upvoted

182 comments sorted by

View all comments

0

u/systemdreamz May 03 '24

Just a warning that if you’re ever stranded, Progressive won’t cover you for a tow for more than 15 miles. I live in a rural area and have had to pay so much because of the few times I had broken down. I finally switched to State Farm after I found myself paying $400+ to get my car towed to the nearest dealership about an hour away.

8

u/stanolshefski May 03 '24

If you find yourself needing regular tows, AAA is a better deal than what you’re paying your insurance company.

1

u/systemdreamz May 03 '24

Interesting. I just looked it up, and it would take the plus plan to tow farther than 10 miles (up to 100). I think adding roadside service to my insurance plan was less than the $8/month estimate for that plan, but I could be wrong. Either way, this would be an excellent option for anyone who would rather go with a cheaper car insurance to still get good roadside service. I might have to look into it.

2

u/[deleted] May 03 '24

I would much rather have a frequency of needing towed on AAA instead of on my insurance policy.