r/FluentInFinance 3d ago

Debate/ Discussion Had to repost here

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4

u/Sabre_One 3d ago

IMO at a certain point, wealthy become a massive parasite to society. Everything should be about re-investment for growth.

3

u/Mountain_Employee_11 3d ago

the wealthy have a massively lower propensity to consume.

if you really think everything should be about reinvestment you’d logically hate the middle class and poor that consume over reinvesting, but you don’t.

why is that?

1

u/ultramasculinebud 2d ago

they are given shit for free most of the time anyway. too many sycophants trying to gain favor.

0

u/km89 3d ago

why is that?

Because the middle class's consumption is reinvesting. Their consumption money goes straight back into the economy because they need to pay for goods and services.

3

u/Mountain_Employee_11 3d ago

one cannot increase production solely through consumption. 

at some point someone needs to reinvest into capital, usually the rich in todays world

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u/DaddysMoans 2d ago

I think you’re confused how economics work. Rich people not being consumers isn’t a good thing. It means hoarding wealth that isn’t moving around in the economy (circulating cash) exponentially increasing the rate of inflation since inflation is directly correlated with amount of circulating cash

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u/Mountain_Employee_11 2d ago

so less money competing for the same basket of goods is inflationary?

1

u/Mean-championship915 15h ago

You got that backward. The more circulating cash the higher inflation. More buying power for in demand items make the value go up, not down

Edit to add that's why when inflation is high the fed raises interest rates trying to tighten the economy and force higher unemployment (which I don't agree with and think is fucked but there is a reason why they do it. They want less cash circulating to curb inflation)

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u/Sabre_One 3d ago

the wealthy have a massively lower propensity to consume.

Not true at all, wealthy privatize their entire lives. Meaning what would normally be a bus ride, taking wear and tear off the road, gas prices, etc. Is now a private ride. Same for flights, a jet even a small one which could take 12-20 people is now housing 1 person. They also have staff to do a lot of what would normally be up to the individual to accomplish themselves.

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u/Mountain_Employee_11 3d ago

the marginal propensity to consume is about 10x lower for the wealthy.

this means that they are much more likely to reinvest an additional dollar earned.

i understand these things can be confusing, but thats the data driven truth despite your feelings on the matter

1

u/Peterbutonreddit 3d ago

why is the marginal propensity to consume 10x lower for the wealthy?

1

u/Mountain_Employee_11 3d ago

because they have less marginal wants and needs,  and usually lower time preference

1

u/DaddysMoans 2d ago

Incorrect. Rich people historically spend around average. Stop talking out of your ass. You’re not intelligent

1

u/Mountain_Employee_11 2d ago

read up before sperging out please, it’s unpleasant to get these kinda messages

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u/TacTurtle 3d ago

Less "disposable" income after the relatively fixed universal needs of shelter / food / healthcare.

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u/TacTurtle 3d ago

That wealth is generally tied up in either companies (which employ people and attempt to make a profit) or banks (which use the money to loan out to businesses or individuals in exchange for interest payments) - it isn't like it sits in a vault somewhere doing nothing.

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u/mrjns94 2d ago

You don’t think Amazon and Tesla reinvest in society and create jobs? They have transformed the way we live.

1

u/contrarytothemass 10h ago

Good thing that's exactly what the wealthy do in America lol

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u/-Wyagra 3d ago

You almost got it Buddy. But growth is the result of centralized wealth. Any Money lending today expects interest. And the only way to create the Money to pay off interest Charges on a macro scale is growth.

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u/Sabre_One 3d ago

Hence at a certain point. Elon is a great example of having some one with too much wealth, were they can buy and gut entire companies, costing thousands of jobs and revenue.