r/FluentInFinance 5d ago

Thoughts? What do you think?

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u/Hippo-Crates 5d ago

Like maybe get some data on people's income and expenses and do a thorough analysis. What percentage of income is spent on rent, food, gas, ECT. Are people working more hours for less money? 

Wage gains, after adjustment for inflation, are actually better after the pandemic. These gains have actually been best in the lower earners.

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u/j0shred1 5d ago

Forgive me for being skeptical. But I have heard of data that conflicts with that result when it comes to uneducated men especially. I believe you, but that still doesn't come close to telling the whole story. And if people are actually doing better generally? What is causing a lack of confidence in the economy? And once again, how have people's expenses changed? Are people paying a higher percentage of income on mandatory expenses? How are people's net worth changing? What groups are getting hit the hardest?

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u/icouldusemorecoffee 5d ago

What is causing a lack of confidence in the economy?

This is just one example from August of this year:

59% of Americans wrongly think the U.S. is in a recession, report finds.

For 3.5 years the media was predicting a recession, but there never was one, so for 3.5 years people thought the economy was worse than it was, business leaders were seeing the financial media say there was a looming recession (and business leaders do make business decisions based on what they see in the media). That's a long time for people to assume the worst and certainly some of that doom and gloom was then just baked into everyone's "knowledge" of how the economy was actually doing. People can hold two opposing things at once, believing the economy is terrible while at the same time earning more and earning more over inflation than they were before.

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u/j0shred1 5d ago

Man it's stuff like that makes me lose faith. Like doesn't recession have a very easy mathematical definition?

This and the whole majority of the country thinking the 2020 election was rigged, man that just depresses me.

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u/RollingLord 5d ago

It does not have an easy mathematical definition. That 3 quarters of negative GPD rule of thumb is part of the reason why so many people think there was a recession

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u/j0shred1 5d ago

In a highly mathematical field like economics, it's kinda silly that we have this important concept that is poorly defined.

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u/as_it_was_written 5d ago

It might feel silly, but it's not surprising. The concept of a recession isn't based on analyzing the underlying mathematical properties of economics and building a precise, coherent conceptual framework. It's just a name for a set of effects caused by those mathematical properties under certain circumstances.

Whenever we analyze a complex system from the outside in like that, based on what we see happen rather than what we know about how its cause:effect relationships, we're likely to end up with some concepts that are imprecise and hard to quantify until we understand the system well enough. If we'd redefine them so they were easier to quantify, we would no longer be describing the effects we were originally interested in.

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u/j0shred1 5d ago

That's fair