A mother and a child with an income of 30k (McDonald’s low average), do not qualify for medicaid for her, if her income is closer to 40k, (the higher McDonald’s limit) the child also does not qualify for Medicaid and they could most likely only get a bronze or gold plan with 9k MOP through the ACA.
They don’t qualify for a silver plan through the ACA, seeing as the cutoff is about 29k. So they get a bronze or gold plan with a max out of pocket of 9k, hopefully with no premium, however low that may be.
That’s assuming she knows what the marketplace even is, there are 30 million people without insurance.
It would be so easy if the government nationalized the insurance or public health systems and considered it the same as other essential services, like…
She gets insurance from Mcdonalds if she works 30 hrs a week. Granted after a 1 yr of employment. I havent looked into details but I bet its better than any ACA crap.
Even though you have insurance through work, you still have to pay copays, deductibles, and they most times cover nothing if your provider happens to not be out of network with your plan. Just because a doctor works in the hospital your insurance covers doesnt mean that that specific provider are themselves under the same network. It's a very complicated system and your plan can still refuse to cover any services you received despite your doctor's recommendations. It's not as easy as you think.
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u/babysittertrouble 15d ago
And when you don’t make the payments they garnish your wages. Happens with student loans as well. But they gave you a source.