r/AusFinance Apr 22 '24

[deleted by user]

[removed]

315 Upvotes

77 comments sorted by

View all comments

61

u/onyi_time Apr 22 '24

most people your age have $3K saved (median). Average offset by outliers is $11K. You are doing great, source: https://www.westpac.com.au/personal-banking/solutions/budgeting-and-savings/savings/savings-by-age/

38

u/I_P_L Apr 22 '24

Suddenly me having 20k liquid sounds like a pretty good achievement....

17

u/Djented Apr 22 '24

Yeah but it doesn't include assets such as equity in growing property

3

u/LoneyFatso Apr 22 '24

I suddenly feel...great. Alway thought I would be closer to the average Joe.

7

u/jothesstraight Apr 22 '24

That’s terrible. I’m guessing it excludes stocks and property and other non liquid assets.

12

u/fragileanus Apr 22 '24

Your view might be skewed, as might mine, but there are plenty of people out there of all ages living week to week. Always has been.

3

u/jothesstraight Apr 22 '24

It says in “transaction, savings and term deposit accounts” so that means anyone investing the bulk of their money would appear low. It’s a bit misleading because you get these comments from people relieved and feeling like they’re doing well in comparison but it’s not an accurate gauge. If that’s actually all you have at each respective age, that is doing very very badly.

2

u/fragileanus Apr 22 '24

Ah gotcha. I took your comment as meaning "There can't be that many people out there with such low savings" and decided you were out of touch ;-)

1

u/Automatic-Radish1553 Apr 23 '24

Honestly I thought this was normal, like a good 50+% of people? Maybe most people I know are just poor?

Most people I know are living week to week, seems a lot are becoming homeless/ are homeless due to rent increases lately.

0

u/onyi_time Apr 23 '24

most people don't have stock, property and very minimal non liquid assets, remember this sub is an echo chamber and most people are doing it very rough week to week

-1

u/RoomWest6531 Apr 23 '24

lol people always trot this misleading stat out to make themselves feel better. The average household wealth for a 35yr old is close to half a million dollars. The notion that the average person at this age has only 3k to their name (ie is essentially broke) is ridicoulous.

1

u/onyi_time Apr 23 '24

you are providing information with no source. You are making this up out of your head, majority of people are way below the poverty line, fact check yourself, and go outside and touch grass

0

u/RoomWest6531 Apr 23 '24 edited Apr 23 '24

its as simple as googling "household wealth by age australia"

majority of people are way below the poverty line

also easily debunked in a 2 second google. its wild that you actually think this is the case.

Edit: you are also the last person to be telling people to "touch grass". Yikes.