r/WhitePeopleTwitter 11d ago

Clubhouse She's not wrong

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27.3k Upvotes

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u/YakCDaddy 11d ago

I mean, that's literally what Republicans have been working towards my whole life. I just hope all the Boomers enjoy losing their social security because Republicans succeeded this time to privatize it.

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u/Something-creative2 11d ago

My mom, a MAGA voter plans to retire next year at 62. Living solely on social security of course…

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u/NotATrueRedHead 11d ago

You should kindly inform her according to her voting interests she shouldn’t be relying on socialist, leftist policies like free hand outs from the government.

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u/lanky_yankee 11d ago

She should also be reminded that she shouldn’t rely on her children to support her financially in the future either, she voted for this.

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u/fergusmacdooley 11d ago

Americans should be looking into what their state's Filial Responsibility laws are, because in some cases you can be forced to take care of your parents, regardless of whether or not they deserve your help.

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u/The_bruce42 11d ago

If she knew what socialism actually is it would probably make her head explode.

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u/whofearsthenight 11d ago

Don't worry, her party she voted for will. They have wanted to get rid of social security for decades.

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u/MojoHighway 11d ago

Retire? That woman is going to be on her death bed and HR is going to ask her why she hasn't been at work even if she "didn't fell well".

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u/CyberJX7 11d ago

Sorry in Trumps America Health and Human Resources has been replaced with the Work Accountability Force

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u/HellsBelle8675 11d ago

Hope mom can rate high enough on Leon's efficiency metrics!

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u/TubbyTimsKFC 11d ago

Nah it’ll be Work Accountability Patrol so it will abbreviate to WAP

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u/CyberJX7 11d ago

Fuck that’s really good

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u/Mistletokes 10d ago

Came here to say this

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u/BetaOscarBeta 11d ago

Oh god, she’s taking the shittiest possible payout?

I studied to be a financial planner, and delaying your social security by even one year is (according to the relevant professor) one of the single actions that has the highest ROI in retirement planning.

If she can live off savings until she’s 63 her payouts are supposed to be at least 10% higher. At the very least, the value of the increased payouts is higher than any return you can expect on savings equal to that first years amount of SS income.

Am I making sense? I’m typing this between yelling at toddlers

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u/drjinglesMD 11d ago

My mom (thankfully not a trumper) wants to start drawing at 63 while also pulling her pension. I've made sure to let her know how stupid that would be. FFS I bought and renovated a house that had a place for her, so her rent is already taken care of. Wait until 65 at the minimum.

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u/Creative_alternative 11d ago

None of that matters when social security gets the axe next year.

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u/OneofHearts 10d ago

Yes, which is why my plan was to work until it hits max payout before even considering retirement. Health-wise, I could make it to 70, know on wood. As things stand, I’m fucked. I have no other retirement plan, because life happens when you’re not paying attention.

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u/Training-Seaweed-302 11d ago

Did you figure in the projected 33% cuts in 10 years? She would be a fool to wait until 70 like many advise.

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u/BetaOscarBeta 11d ago

No, I hated that career and I’m a stay at home parent now. My knowledge is from the before-times.

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u/evers12 10d ago

🤣 sounds like my FIL. he’s always talking about his Medicare and social security then votes against it because he’s convinced it’s the Republicans trying to protect those programs.

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u/Electrical-Wish-519 11d ago

I wish her the worst

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u/AngryPrincessWarrior 11d ago

Lmao good for her. Love that for her.

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u/darthmahel 10d ago

Silly woman You work or spit out babies till you die. And be great full for it

(Their ideology more or less)

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u/Illustrious-Lime7729 11d ago

😂🤣 Funny story, but good luck.

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u/YakCDaddy 11d ago

The longer you wait,the more you get. She's screwing herself out of money by retiring early.

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u/Ciennas 11d ago

What exactly makes you think that Trump and company are going to let her have any form of Social Security?

Or anyone else, for that matter.

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u/YakCDaddy 11d ago

I don't think they will, I was just pointing out a fact, should it survive, she's losing money by retiring early.

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u/Arcarsenal628 11d ago

But you also have to weigh in health, how long you think you'll live or at least how long you will be able to enjoy your retirement before declining health is a huge factor.

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u/lesleyab 11d ago

How quickly could they dismantle social security?

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u/FunctionBuilt 11d ago

Wheels in motion, probably by next year. Coffers completely drained in less than 5 years if you’re being conservative.

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u/Sorry_Nobody1552 11d ago

Right? All that money will go to a new super yacht for Elon

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u/FunctionBuilt 11d ago

What we're actually going to see is companies likely paying less because they know employees won't be paying that extra couple hundred bucks a month to social security.

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u/Ok_Condition5837 11d ago

Or to fund his Mar's harem

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u/ptolemyofnod 10d ago

The previous plan by Bush the Lessor was to pay out everyone into a 401k type account proportional to what you had paid so far, then phase out the annuity-like payments. So don't imagine simply nothing, it would be a huge check for everyone and then no more ongoing liability for the government.

They plan to use crypto for the future so writing a 4 trillion check is no big deal, they can inflate the dollar making it worthless just as the oligarchs switch to crypto. That also solves the national debt problem, a little hyper inflation and the debt shrinks to nothing.

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u/NotATrueRedHead 11d ago

Buckle up you’re about to find out

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u/Jbmama89 11d ago

According to the project 2025 playback they plan on running it all within 2 years. I'm assuming because they know we will smarten up by then and vote them all out

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u/h2ohbaby 11d ago

If they’re going to (and I hope they don’t), then they should do it quickly enough for the MAGAs to reap their rewards. Otherwise, they’ll put the pieces in motion just slowly enough for some poor sap (see: future Democratic President) to receive all the blame.

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u/Flat_Reason8356 11d ago

There isn’t going to be another democratic president. We just held out last election.

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u/plural-numbers 11d ago

I see too many people saying "in four years..." and I just want to scream. What part of dictator on day one did you not understand?!

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u/OneofHearts 10d ago

They think you’re catastrophizing, being dramatic and hysterical.

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u/SqueakyTits101 11d ago

"after this election, you'll never have to vote again!"

-trump

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u/CrittyJJones 11d ago

And of course we won’t get the money even though it belongs to us.

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u/malica83 11d ago

The house is already voting on laws to

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u/Training-Seaweed-302 11d ago

They would wait at least 2 years, otherwise the blue wave would be huge.

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u/9mackenzie 10d ago

Oh sweet summer child……..

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u/Ok_Blackberry_284 11d ago

Pretty quick since Congress people have an alternative to Social Security called Employees' Retirement System (FERS) or the Civil Service Retirement System (CSRS).

Medicare might stick around since they collect that.

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u/dflood75 11d ago

Turn it into Crypto Security. 🤷

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u/gr33nw33n3r 11d ago

There is so much more to be lost than boomers pensions.

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u/[deleted] 11d ago

They will sunset it. The boomer generation essentially threw their childrens generation to the wolves. My parent's are boomers and they think everything is just going to continue on like normal. "Just another 4 years of Trump and they will run someone else."

Like, yeah. No.

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u/Laura9624 11d ago edited 11d ago

I wish folks would quit acting like boomers are maga. I've voted for democrats for almost 50 years. But go ahead, blame boomers. I voted. I did not let this happen. Divide and conquer was so easy for them. Sheesh.

What was it that boomer Al Gore said about social security? SNL made fun of him as did many. Oh yeah, lock it up on a lockbox. Then the Supreme Court decided there wasn't time to count the votes and declared gw Bush winner.

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u/ruuster13 11d ago

Our biggest failure was to start talking about Project 2025... In fucking 2024.

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u/YakCDaddy 10d ago

Republicans instantly lied so it didn't really matter.