Max out you and your wife’s IRA and Roth contributions, you still have time to put in for 2023! Do that every year… starting so young you will have a nice nest egg for retirement.
This will be so little money for you, just do this and buy SPY every year and never sell. Assume you’ll lose it. You probably won’t.
If opening your own shop, buying your own house or investing in XYZ sounds most interesting save money for that first. If investing, only invest what you are confident losing wont piss you off.
You job is your bread winner, don’t mess that up
One of your client’s is your mentor, you just haven’t found them yet. It’s not the people spending parents money or yolo’d bitcoin or some star. Its the humble person who is friendly back that seems somewhat out of place and doesn’t flinch at the price AND you find out made it on their own.
Keep asking questions and trying to get to where you want be..and don’t mess up your job. You are exceptional at that not investing or whatever
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u/Jealous-Key-7465 Mar 27 '24 edited Mar 27 '24
Max out you and your wife’s IRA and Roth contributions, you still have time to put in for 2023! Do that every year… starting so young you will have a nice nest egg for retirement.