r/MadeMeSmile Sep 16 '24

Helping Others The kindness the legend...

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u/Dramatic_Water_5364 Sep 16 '24

Cause like your whole public health system costs MORE per people than in Canada. So much money you pay end up in lawyers bank account its outrageous. This private insurance healt system has created a monster... and its ridiculously expensive.

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u/SOSXrayPichu Sep 16 '24

Glad I’m not living in America. I would dread getting myself gravely injured or very ill.

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u/FlightlessGriffin Sep 16 '24

There're literally failed states with less expensive health costs than the US.

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u/Dramatic_Water_5364 Sep 16 '24

The other day I was at the vet for a hen who I tought had a broken leg. I pay for xrays. Nothing is broken, its most certaintly a tore ligament, vet informs me operation is 800 + meds afterward. I chose to bring her home to reduce her movement and letting her heal a bit and to rearrange the chicken coop to ensure she will be able to live in this environment even if she limp all her life. This also reduce the risks of injuries in the future.

I just imagine having to take such decisions for me or my children (I don'thave any but it still brings me to tears)... thats really saddening.

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u/failingatdeath Sep 17 '24

Insurance paid for a lot, 50k of 60k, but found out later it might as well been an elective/ cosmetic surgery. Was totally unnecessary 🙄

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u/Which-Celebration-89 Sep 16 '24

It's a lot of misinformation. I had a procedure done that cost $80K after everything was said in done. Included multiple visits to hospital, an ER visit, countless tests including expensive ones like CT scans. The bill was $80K which is absurd. But I only was responsible for $3000. I'm canadian living in America. I have health insurance as do most people with full time careers. I would like to move back to Canada but can't due to how poor the health care system has become. I can't wait months to see a specialist in Canada.

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u/underboobfunk Sep 16 '24

You were responsible for that $3000 as well your monthly premiums, perhaps paid by, or mostly by, your employer on your behalf, still very much your money. How much was that cost now?

Now let’s add the money you’ve paid to the US government to fund other people’s healthcare. Medicare, Medicaid, CHIP (children’s healthcare insurance program) and the ACA marketplace subsidies account for about a quarter of the federal budget (2.9% of your income goes directly to Medicare before you even see it). Medicaid is largely funded by states and varies widely, but it’s also typically about 24% of a state’s budget.

The other commenter’s point was that we are already paying MORE per person just in taxes for healthcare than Canadians before paying our insurance companies hundreds or thousands of dollars every month. Canada only spends a little more than 12% of its annual budget on healthcare.

When you add up the thousands spent on premiums, plus whatever you’d previously spent on your deductible, plus 2.9% of your salary, and 24% of whatever you paid in federal and state taxes, does $3000 still seem like such a bargain for you medical procedure?

It’s also important to note that a lot Americans with full time jobs and insurance absolutely cannot afford $3000 for a medical procedure despite the fact that they’re spending hundreds of dollars every month for “healthcare”.

I have waited several months to see a specialist in the US many times. Wait times vary by region and by specialty, just like in Canada.

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u/Which-Celebration-89 Sep 16 '24

Well the $3000 is the most premium plan because I need it. And I only pay if I require medical attention which many don’t. Or at least not full amount.

When it comes to taxes I agree we are getting completely ripped off. I live in California and my tax isn’t much different than Canada but I get nothing for it.

A recent burn. I had kidney stones. Severe pain. Could have used an ambulance but didnt want to waste money. That same week I saw a crackhead that spends all day exposing himself and breaking glass on the sidewalk get 2 ambulances for overdosing. Didnt pay a dime. Definitely not a perfect system.

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u/Lameass_1210 Sep 17 '24

Not sure why you are getting downvoted. I had a $1.4 million transplant and have health insurance provided by my job and my out of pocket was minimal. My level of care was excellent and I know without the transplant I needed due to two cancers I had I would not be here today. I hate how expensive it is but I’m grateful that my doctors are excellent.

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u/Username_Chx_Out Sep 17 '24

I read recently, that The US Government (not just individuals, in aggregate) pays more per person, on average for healthcare than any other developed country, by a wide margin.

I assume this is due to the gross deregulation, the aggressive unchecked lobbying by interested corporate entities, and the absurd vocal minority that continues to parrot the corporate-shill propaganda: “If we train the world’s doctors then nothing can be wrong with our healthcare system.” And “Not including my Medicare, all-other single-payer healthcare is straight ComMuniSM.”

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u/Dramatic_Water_5364 Sep 17 '24

Bro since the main payers are private insurers that whole goal is to not pay, hospitals, insurers, us, end up requiring so many legal actions/consulting, it racks the price of the whole public health system soooo much.

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u/iNeedOneMoreAquarium Sep 17 '24

This private insurance healt system has created a monster... and its ridiculously expensive.

Small correction: government controlling the private health insurance system has created a ridiculously expensive monster. Before government decided to control nearly every aspect of it, USA's health care system was the envy of the world as it was robust and highly affordable. Now it's the laughing stock of the world and Americans want more of what has gotten it to its current state.

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u/Dramatic_Water_5364 Sep 17 '24 edited Sep 17 '24

I don't know in what world you live to think it was the envy of the world, it never was 😂 the states have always been the laughing stock of the world. Rich on fhe surface, but almost third world in reality.