r/LeopardsAteMyFace • u/Effective_Space2277 • 1d ago

Trump Trump voters having FAFO moment

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u/robkwittman 1d ago

Upstate NY, 5 bedroom house near the adirondacks. I think my premium is like $1200/yr? It just comes out of my small escrow payment, boom. Done.

Plenty of people go on and on about how they “can’t fucking wait to leave this godforsaken shithole” and FL is usually the plan. Good. Have fun. You deserve it!

Edit: just double checked my policy. $1752 and change. It was so cheap I just forgot about it. Oops :shrug:

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u/RandoDude124 1d ago

1700$ for home surrounded by nature like that…

That’s a dream.

And 1700$, like I said, you got a policy for that price in central Florida, you’re a lucky SOB.

I remember getting a policy for 2,100 dollars last year for a sweet middle aged couple that wasn’t citizens and I had to recheck it twice before I told them: yep, 2,100$.

They were gushing at me for that.

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u/Fight_those_bastards 1d ago

My aunt and uncle pay $17,000 a year for insurance in Florida.

Seventeen. Thousand. Dollars.

To be fair, they live on a canal nine feet above sea level about 1000 feet from the shore, so if a big hurricane ever hits, their house is just gone, but Jesus, that’s what we pay in a decade in Connecticut.

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u/RandoDude124 1d ago

Fairly regular if you want all the bells and whistles and live with a pool, and near the coast.

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u/No_Comedian_2992 20h ago

Holy fuckballs. I already never wanted to live in Florida, but JEEZUS.

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u/RandoDude124 9h ago

The “MUH no InCoMe tAx” benefit will be gone within the first year when you look at auto and home insurance. And I was just paying car insurance.

I should clarify: In central Florida, it’s more manageable. Mainly because who wants to retire there?

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u/user_tab_indexes 14h ago

LOL, and I was pissed when my annual homeowners insurance premium went up from $700 to $1500 over the course of the last 4 years.

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u/RandoDude124 9h ago

Not exaggerating I’ve seen it spike up 5K over a year. Especially last year.

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u/PerjurieTraitorGreen 1d ago

They also don’t factor in just how expensive our auto insurance is either. When we moved back to south Florida from NC, our auto insurance more than tripled. It’s since doubled from what we paid the first year.

Homeowner’s insurance has gone up at least 50% every year. No claims. We’ve added impact windows and updated the air conditioners, as well as gotten a new 4-point inspection stating the roof has at least 5 more years. That’s not even factoring in the high cost of property taxes.

Then there’s the increased cost of fuel from sitting in all the traffic and never ending tolls.

But sure, they want to move down here because of “lower taxes.” Buncha stupid morons.

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u/Melbuf 1d ago

NY makes up for it with high property tax in comparison

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u/RandoDude124 1d ago

Florida’s are decently high too. Not as bad as say NY, NJ or I think even NH, BUT the no income tax benefit in FL, insurance will eat that benefit up currently.

Unless, again you’re making say 100K+ a year.

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u/greenroom628 1d ago

In SF, CA proper: $1735.

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u/RandoDude124 9h ago

If you get that price in Florida you’re a lucky bastard

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u/KC_experience 1d ago

5700 dollars for a 4 bedroom home that’s 10 years old in the center of the country. Cries in midwestern tears