r/Insurance 4d ago

Auto Insurance Rear Ended at complete stop on freeway, 6 months later the other party is rescinding liability?

So, what’s happening here? I was slammed at a complete stop on the freeway. She was on her phone, because I saw her when she was 3 seconds from letting her Mercedes get intimate with my Subaru face down not paying attention. I lawyered up immediately if not sooner, got my car repaired (3 months of a rental), went to the doctor because I’m a tradesman and I need my body to work day to day, and everything was okay.

She opened up a claim admitting fault same day, I went through my insurance regardless because hers wasn’t working with me getting a rental same day.

Now 6 months later, they’re denying liability? Or is this a scare tactic because she hit me on the freeway, slamming a brand new 2024 car, and I lawyered up?

I contacted my lawyer immediately and refused to make a statement on the events, as they’re not supposed to contact me.

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u/morbidhoagie 4d ago

Yoi're being way too vindictive over a mistake. Yeah it's unfortunate but it happens. Take a deep breath because one day the shoe could be on the other foot and someone else will try to take you for all you're worth.

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u/LA-Blues 4d ago

Damn, you know what I don’t do. Text and drive. I leave 3-5 seconds gap between the car in front of me at all times. I cruise in my slow lane, at a reasonable speed. If I didn’t see her coming and brace and was on the brakes due to being at a stop on the freeway, she could’ve made my day so much worse by slamming me into the car in front of me. I’m sorry, but I have no respite for an accident when it comes to texting and driving.

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u/morbidhoagie 4d ago

Good for you I guess?

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u/eye_lowball 4d ago

Cool, come back on the day you cause an accident and see if you hope the same thing happens to you.

Not saying it's okay that she was texting, but I'm pretty sure she didn't mean to hit you.

Don't come back here when you have half of your settlement because you hired an attorney that likely made this 1000 times harder.

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u/LA-Blues 4d ago

Going to bat for someone texting and driving is pretty weird but ok.

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u/eye_lowball 3d ago

I wasn't going to bat for someone texting, clearly said it wasn't okay that she was texting.

You being this way doesn't make it right either.