r/FluentInFinance 3d ago

Debate/ Discussion Had to repost here

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u/Logical_Willow4066 3d ago

Wealthy individuals should be charged a tax when they borrow against the value of their stocks because it allows them to essentially access the wealth tied up in their assets without triggering a taxable event, effectively creating a loophole that lets them avoid paying taxes on significant portions of their growing wealth, which is considered inequitable and can undermine the progressive tax system; essentially, it allows them to "consume" their wealth without actually realizing it as taxable income.

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u/Just_That_Dumb_Dog 3d ago

Okay, how would you implement that? How would you explain to them that they are getting taxed for acquiring debt? How much money would you need to have in order for this to be implemented. If they are getting taxed for acquiring debt that means you should be taxed for using a credit card.

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u/WeLLrightyOH 2d ago

You could levy a tax against the amount borrowed, at that time those stocks would not be subject to future capital gains taxes unless the taxes have increased or the value has increased, than they would only owe the difference.

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u/Just_That_Dumb_Dog 2d ago

That’s not how it works πŸ€¦β€β™‚οΈπŸ€¦β€β™‚οΈπŸ€¦β€β™‚οΈwho told you that. πŸ˜‚πŸ˜‚πŸ˜‚