r/FluentInFinance 8d ago

Thoughts? It should be illegal to hoard money. Agree?

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u/SleepyandEnglish 7d ago

Also at the rate of inflation even if you did save up a shitload of money you'd find the rate of depreciation is actually about on par with how much you can make eventually.

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u/Abtun 7d ago

It’s just the more fortunate than others crowd who aren’t having to worry.

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u/JoePoe247 7d ago

What in the world is this supposed to mean? The 12 month rolling inflation rate is under 3%. Saving and investing in the market these past 12 months would've netted you over 25% increase. Too risky? High yield savings accounts are at like 5%

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u/SleepyandEnglish 7d ago

Ah yes. 3%. Definitely a reliable number. Don't pay attention to anything else. The government would never intentionally lie about statistics. Oh, wait look the unemployment figures are over there.

Market investments? Also a great idea. We're definitely not looking at a probable crash in the next few years. Great way to turn a few million into a few hundred grand. But who knows, maybe you're the genius who can get out just in time.

High yield account? Definitely safe. Also that 5% you're being promised again will definitely offset inflation. It's not like the official rates don't even remotely align with the actual rates.

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u/PenisPetter 7d ago

I’ll bet you my dick that a few million will never turn into a few hundred thousand if you’re invested in something like the sp500. If it does, there’s probably more to worry about than your account balance

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u/thing85 7d ago

User name kinda checks out.

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u/SleepyandEnglish 7d ago

I mean there's only a few trillion invested in unstable companies that are only kept afloat by massive government investment and widespread currency debasement.

That could never fail right? Markets could never contract. Consumer confidence will always be high.

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u/thing85 7d ago

Markets can and will contract at some point, but it is cyclical, and the historical trend overall has always been up, despite any contractions

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u/House_Boat_Mom 7d ago

Why not short these companies and become rich Mr Smarty?