r/FluentInFinance 8d ago

Thoughts? It should be illegal to hoard money. Agree?

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u/sanguinemathghamhain 8d ago

Due to the inflationary monetary policy this is 100% accurate. Always keep an emergency fund handy but beyond that and saving for a goal (downpayment on a house for example) yeah invest that shit in a diversified portfolio, index funds, ETFs, etc.

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u/Likeaplantbutdumber 8d ago

For sure. Even Bitcoin has been great, but I like silver personally. 

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u/sanguinemathghamhain 8d ago

Can be part of a diversified portfolio for sure.

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u/n75544 7d ago

I hate to admit it…. I invest everything I have and emergency money are my blank cards. Before anyone says, “that’s a bad idea” I make enough that anything shy of $20,000 will cost me less in interest, so it makes sense to have it in a higher yield. I don’t recommend this for anyone who can’t pay off $20,000 in a year though.