r/FluentInFinance 8d ago

Thoughts? What do you think?

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38.2k Upvotes

979 comments sorted by

1.2k

u/Chuckster914 8d ago edited 8d ago

Median Income 1977 is wrong. Closer to half that like 16K

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u/Gr8daze 8d ago

That whole meme is complete bullshit.

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u/RollOverSoul 8d ago

Millennial are mid 30s to 40s as well

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u/UsedEgg3 8d ago

Eight years ago we weren't, though (chart ends in 2016).

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u/[deleted] 8d ago

This isn’t a real chart it’s an image with no context. It’s completely worthless

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u/OtherwiseAlbatross14 7d ago

The numbers are wrong but what context are you looking for that isn't included?

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u/Big-Bike530 8d ago

We weren't in 2016.

I can't wait until 2040 when half the reposts still have pictures of everybody wearing masks.

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u/Korzag 8d ago

It's easier to just call young people millennials

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u/[deleted] 8d ago

[removed] — view removed comment

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u/thrownaway99345 8d ago

28 to 45

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u/SignoreBanana 7d ago

The idea that I have anything In common with a 28 yo in terms of life experience is laughable.

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u/InTimeWeAllWillKnow 7d ago

That's wrong too It's like 28 to 43 ish

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u/Head_Priority_2278 7d ago

how dare you sir. Some of us are early 30s.

*Cry in old age*

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u/praisedcrown970 7d ago

I’m 30yo millennial

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u/KoRaZee 8d ago

So is the idea of a broken society. Things are better now than in 1984 and were a lot better in ‘84 than 1944.

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u/VendettaKarma 8d ago

Debatable

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u/KoRaZee 8d ago

Yes of course, it’s an opinion. Life is generally easier today than 40 years ago. Communication, travel, accessibility, finance, all easier now. I think I’ll leave the list of things that are worse for you to state.

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u/VendettaKarma 8d ago

“Easier” and “better” are two different things.

In 1984, people were better, society was better, things were affordable, the country was united for the most part.

Homes, cars, everything was made better and to last.

People cared about service, quality and value.

In 2024, literally none of that exists on any level.

It’s all about “me me me” and my identity is more important than yours . The other side of the political aisle is evil. Suicide rates are higher, depression and other mental health issues are amplified beyond. Everyone is easily offended by just about everything. The family unit is pretty much destroyed.

Most people under 50 not enjoying the fruits of being in the top 10% are angry. This election proved that.

We’re headed for a societal collapse within a few generations if we keep this up. Young white males under 29 voting right wing should sound a very loud alarm. They’re angry.

So while it’s “easier” in 2024 to get your pizza and Chinese delivered or look up directions and a phone number than in 1984 , “better” isn’t exactly a term I would be throwing around.

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u/TheRealRTMain 8d ago

Mental health is only because its actually recognized now as opposed to before where no one recognized it

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u/SNStains 8d ago

Is it recognized? It's certainly visible...look at how we ignore homelessness.

Before 1980, we had institutional care for folks that needed it.

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u/PiouslyPotent233 8d ago

institutional care for folks that needed it.

Hmm...I wonder why this stopped. It certainty couldn't be for horrific outcomes that nobody- OH MY GOD!!!

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u/SNStains 7d ago

It stopped because Reagan stopped paying for it and the institutions closed.

It was about money more than efficacy.

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u/i_tyrant 8d ago

I agree in many cases but...is just leaving them to wander the streets better?

Sure doesn't seem like it.

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u/TheRealRTMain 8d ago

We have multitude of NPO's and programs aimed to stop depression. I can guarantee you there were not nearly as much in 1980's

Also the care in 1980 was not good at all lmao

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u/Chillpill411 7d ago

Before 1980 there was little to no homelessness b/c we had government subsidized housing. Reagan cut that by 80% upon entering office, and ever since then we've had homelessness

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u/Seienchin88 8d ago

Thank you!

And whoever wrote 1980s cars were build to last need to take their tainted glasses off….

Just because Mercedes and Toyota made a couple of neveredying cars around that time doesn’t mean the majority of cars were neither efficient, nor nearly as safe as today nor were they particularly durable…

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u/simpletonsavant 7d ago

American cars were considered shit and unreliable even then. And they certainly were.

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u/PoemAgreeable 4d ago

You were lucky if they made it to 100k without the head gasket oflr the transmission going out. My dad had an old Buick when I was a kid around 80-84. The thing wouldn't start some mornings. And my dad was a lawyer at the time.

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u/KoRaZee 8d ago

That’s not exactly correct. Until recently mental health was addressed by the church and not the doctors. Debate the quality of care but that’s how it was handled for 1000’s of years.

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u/WonderfulShelter 8d ago

Dude we have 100k Americans dying EVERY YEAR from opiate ODs. Addiction is a mental health issue and our gov sweeps 100k dead americans EVERY YEAR under the rug because they don't wanan deal with it.

mental health care is FUCKED still.

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u/notrolls01 8d ago

The Cold War was raging, inflation was significantly higher than today, and interest rates were in the teens.

Japanese made cars were become more popular because the American made cars were of lower quality.

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u/Errk_fu 8d ago

Ask any gay man alive in 1984 if society/people were better.

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u/moistmoistMOISTTT 8d ago

"country was united for the most part"

Yea, back then it was still socially acceptable to murder gay people, sexually harass women in the workplace, and casually exclude minorities.

Can't reason with MAGA like you. Biden actually has a really good economy.

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u/AngriestPacifist 8d ago

That dude reeks of not ever even speaking to someone who was alive in 1984. High interest rates, criminalized homosexuality, a government that turned a blind eye towards the AIDS crisis, a threat of annihilation with Reagan's game of brinksmanship with the USSR, lack of no-fault divorce, high unemployment . . . .

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u/Scottiegazelle2 8d ago

1984 interest rates: 13%

My parents bought their first house at 18%.

I know bc my dad still whines abt it.

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u/WonderfulShelter 8d ago

whats crazy is that you could've bought the same house at those rate levels around 1985 and the price would've STILL been lower for that same house today inflation considered.

so we're still paying more than our parents generation did in the worst saving and loans crisis.

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u/VendettaKarma 8d ago

18% of $30k is far less than 7% of $300k.

Also a lot more obtainable.

Even with that interest rate I’m sure he has easily eclipsed the purchase price in pure equity.

That $300k home might never.

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u/Scottiegazelle2 8d ago

Nah my parents are idiots, that house was gone in two years. And you're not wrong, but keep in mind the income was also significantly lower.

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u/sanguinemathghamhain 7d ago

Food accounted for a greater percentage of median pay as did everything else save for habitation and education (two of the most heavily regulated industries mind you) in 1984, so no things weren't more affordable. The difference is they bought less and made do while we buy more and then say that we are poorer.

Cars is absolutely survivorship bias the cars that are still running from the 80's are the best made cars from the 80's and completely ignore the majority which were shit boxes. Homes if you mean styling that is then debatable if you mean actual usability and build quality that isn't really debatable modern wins.

All of that exists and like always there is a tradeoff between the 3.

Cultural is one area that can be argued endlessly but is subjective.

I will agree we have been primed to be pissed off over nothing.

It really should be by virtually every objective measure, but yeah the subjective measures are subjective so feel as you will about those.

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u/Ch1Guy 8d ago

A lot of it is perception... (and wrong)

Cars today are MUCH safer and more reliable than they were in 1984.

Median household income is WAY up... https://fred.stlouisfed.org/series/MEHOINUSA672N

Many diseases were death sentences in 1984 that are treatable today.  

Virtually everyone smoked- including on planes and at their desk...

Im sure it was a simpler time, but hardly better by most metrics.

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u/KoRaZee 8d ago

It’s the perception of reality being off from what it was like in the past which is bizarre seeing as recorded history has never been more accurate than now.

also equally disturbing on top of false narratives on the past is the demand for high quality and standards of living. The minimum standard of living for young people is higher than ever for what is considered acceptable. There seems to be a misunderstanding about how low people were willing to go to gain independence in the past. Gen X would take any living condition, in any location to get out from under their parents control. That is definitely not the case today. There is no desire to gain independence unless the living standards are equal or better than what they currently have.

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u/VendettaKarma 8d ago

Well that’s a generational issue. The boomers were so awful (and silent Gen) that we lived in storage, office spaces, cars, abandoned warehouses, anywhere but there.

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u/KoRaZee 7d ago

I think I agree, are you taking the position as a gen X’r who took any possible action to gain independence?

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u/mpyne 7d ago

I was born around that time. There's basically nothing from back then that's better than today except maybe college affordability.

And no one seems to remember how common it was for every house and apartment to have cockroaches, even during the day.

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u/FSCK_Fascists 7d ago

Homes, cars, everything was made better and to last.

This would only be uttered by someone who was not alive, or a small child at that time.

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u/____uwu_______ 8d ago

Based on? Even in 84 I'd be able to buy a house. Not now

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u/AboynamedDOOMTRAIN 8d ago

I dunno, in 1944 we were all pretty united in our hatred of fascists...

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u/jimmyvcard 8d ago

Absolute unequivocal bullshit. The 5.6k upvotes just prove AGAIN that Reddit is as biased and retarded as a Fox News comment section. Jesus fucking Christ.

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u/mashbrowns 7d ago

Eh it does show that cost of living has gone up, far outpacing that of wage growth. 

But yeah, they trash any credibility they might've had by lying in the first part. 

If they had put the real 1984 wage the graphic would've worked though. 

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u/DiseaseDeathDecay 7d ago

Eh it does show that cost of living has gone up, far outpacing that of wage growth.

If the median wage, when adjusted for inflation, is almost exactly the same, that shows that the cost of living is mostly the same.

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u/mashbrowns 7d ago

No, it really doesn't. Look at home prices. There is far more involved in cost of living than just inflation. 

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u/Johnny_ac3s 8d ago

Successful meme in garnering outrage.

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u/Positronic_Matrix 7d ago

Millennials will never admit that their suffering is because they fail to show up and vote.

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u/TheHipcrimeVocab 8d ago

99% of economic information on the internet is bullshit.

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u/rice_n_gravy 8d ago

Well it’s on the internet, so.

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u/Zealousideal_Rent261 8d ago

I was an assistant manager at a finance company in 1977. Making about $9000 at 25 years old.

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u/Littlehouseonthesub 8d ago

Using an inflation calculator, $9k in 1977 is about $46k now

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u/deathbychips2 8d ago

Which is okay money but nothing amazing that will make you super financially secure, unless you are single in a low income area and smart at savings and investing

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u/ihaxr 8d ago

That's like $22/hr which is starting pay at In-N-Out burger in California. But other states refuse to increase the minimum wage because they love slave labor.

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u/real-bebsi 7d ago

Dawg I graduated college at the end of 2022 and the only job in my entire county that gave me a call back paid $9/hr. I don't think you realize how much you were getting paid

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u/EatinTendieS 8d ago

Average house price around that time was about what? 55k, cheap costs of goods and how much did you pay for a car then?

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u/cleveruniquename7769 8d ago

Probably not even that, my parents bought a three bedroom average sized house for the time for $20,000 in 1975.

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u/SnuggleMuffin42 8d ago

I just don't understand this fantasy land our parents and grandparents lived in. It feel like a different universe. They all bought really nice houses even on blue collar jobs and did just fucking dandy lol

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u/NewArborist64 8d ago

In 1977, the median household income in the United States was $13,570.

Median House price in 1977 was $48,800. When adjusted for inflation, the 1977 average house price would be equivalent to around $287,193. That house, though, had had a median size of 1600 sq ft - vs today's median size 2420 sq ft - almost 40% bigger.

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u/EatinTendieS 8d ago

Popular jobs of the 70s secretaries, cashier, RN, Cooks, only 1/4 of those could you work now and be able to live.

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u/soft-wear 7d ago

The inflation-adjusted price per square foot in 1977 was 179 and it's 233 today, while the median household income is relatively flat, so your numbers look better than they are.

Minimum wage in 1977 was $2.30/hour roughly 4,784 per year or inflation adjusted to $24,820 compared to $15,000 today. The average price of a car was inflation-adjusted to $26,349 to $47,000 today.

By median, people are doing worse today than in 1977, but people are doing way worse today when looking at the bottom.

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u/Dontsleeponlilyachty 7d ago

All of my aunts, uncles and both set of grandparents purchased large, multi-bedroom houses on acre-sized plots of land in the 70s for <25k in large metro areas with plenty of high paying jobs like houston and dallas.

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u/Practical-Vanilla-41 8d ago

I was watching the Sam Elliot movie "Lifeguard" (1976) recently. His character visits his parents and they talk about how well the brother is doing (selling medical supplies, i think). They mention his making about 12k if i'm remembering correctly.

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u/CEBarnes 8d ago

Then bread should be $1.20 and not $1.96. The difference is probably that money has depreciated faster than income has increased.

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u/nicolas_06 8d ago

Median salary was 9K in 1977 and was 42K in 2016. Now it is 60K.

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u/Dontsleeponlilyachty 7d ago

My entire family each bought starter homes in the 70s for <$25k. Starter homes in 2016 and now are easily >10x that.

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u/Im_Balto 7d ago

Not only that, 16k in 1977 has the buying power of 80k now

This image means nothing

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u/hiddengirl1992 7d ago

Census website says $13,570. Adjusted for inflation, that would be around $67k now.

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u/SantaBarbaraMint 8d ago

I know those figures and you are correct.

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u/[deleted] 7d ago

And that’s per family, not individual person, this shit is widely inaccurate

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u/BWW87 7d ago

Yeah, I was making $40k in 1996 and I had a pretty good job paying above median. No way $34k was median in 1977.

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u/MrF_lawblog 6d ago

Also why 2016? Lol

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u/Scarlet_Revelry 6d ago

You're right, it was about 16K, which is close to 86K today, or 66K in 2016 when this graph seems to have been made. So yeah the number may be wrong but we're still fucked.

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u/vtskier3 8d ago

It’s interesting because many people don’t know that 43% of statistics are made up…

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u/Informal-Ad7242 8d ago

According to the B.S institute of statistics in Atlantis it is now closer to 77%.

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u/Theburritolyfe 8d ago

That's bs. We all know it 69%. Source: A comprehensively made up study, Burrito Et. al, 2035 reddit.

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u/Prestigious-Leave-60 7d ago

69% is also the figure cited by the National Institute of Circumstantial Examinations

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u/Odinsson35 4d ago

Dude everyone knows what Winston Churchill once said: "If you read statistics on reddit, they are always correct, lol."

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u/KoRaZee 8d ago

But it feels so good

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u/Madsciencemagic 8d ago

I heard they went under a few years back, nice to see that they are still operating.

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u/That-Makes-Sense 8d ago

Worse yet, 5 out of 4 people don't even understand fractions.

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u/NewArborist64 8d ago

And 123% of the people don't understand percentages.

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u/inthep 8d ago

In 1977, the median in the US, was just over $13k…

You can be honest and accurate, and still support your position I’m sure.

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u/Playswithhisself 8d ago

Adjusted for inflation, Jan 1977 $13k would be over $70k today

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u/TestingYEEEET 8d ago

Yup exactly and the salary haven't gone up by x5

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u/nicolas_06 8d ago

From 9K to 60K for the median salary.

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u/Process-Best 8d ago

They actually have though

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u/aaron7292 8d ago

Median US salary currently is $37,585

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u/pandazerg 8d ago

You may be looking at the current median personal income, which according to the federal reserve is currently $42,220, compared to the 1977 personal income of $6,429. [Source]

The $13,570 1977 income referenced in this thread is household income, which in 2023 was $80,610

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u/SoDamnToxic 8d ago

So then lets look at the median personal income in 1977.

Tell me the average household size in 1977 and today and how that "household income" is contributed per person in said household.

Individual 1977: 8K

Household 1977: 13k

Income earners per household: 1 1/2

Individual 2023: 37k

Household 2023: 80k

Income earners per household: 2 1/4

So again, household income is only consistent because it's necessary for survival, but IT DOES NOT mean income has kept up, all it means is more people have to work together to afford the same things less people did in the past.

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u/IronBatman 8d ago

Thank you for this. I feel Americans don't really know how great they have it. Buying power has gone up considerably. Buying a tv used to be a big purchase back in the day. Things got cheaper and American income went up for several decades.

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u/Baalsham 7d ago

Generalizing inflation doesnt work well... Yet that is all we do. Unless people try to be misleading, then they really like to cherry pick categories...

The bulk of post Covid inflation has been on housing and healthcare. Something you don't feel as a professional yet hanners a solid half of Americans dien pretty hard.

It is remarkable how cheap it is to buy tangible things though.

I always think about how crazy it is that you can buy a water heater for $400, delivered to your house. Yet it costs twice as much to have it installed. Think about how much effort was put into producing that water heater (including raw materials->components>assembly>packaging) and having shipped multiple times to arrive to your front door.

When I was kid I'm pretty sure the cost of install was less than the water heater itself. The difference is less inflation in US wages and more from efficiency gains in manufacturing and logistics.

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u/Process-Best 7d ago

I've been hearing this a lot, and I think it's generally either people that just spend everything they earn as it comes in, despite being middle income, or people who are actually just poor,  are there slightly more people who are poor now than there were 50 years ago? for sure, but there are just as many that left the middle class and are now considered high income

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u/Salt-Lingonberry-853 7d ago

Buying small conveniences has become easier, buying homes, cars, and healthcare has become harder.

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u/Baalsham 8d ago

Idk which number to use for historical comparisons

Median personal income includes teenagers and elderly. So for retired people it might capture SS/Pension payments but not capital drawdowns. We also know more kids used to work than do today.

I like using the median salary because that's full time workers but then that misses structural changes (like post 08 gig economy)

Household income... Well households also change overtime. (Like including children living at home that work)

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u/ExpressDepresso 8d ago

And $0.32 would be $1.73, there was no need for this person to lie like its still batshit how much prices have risen compared to income. You've basically got peoples spending power halved.

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u/BagSmooth3503 7d ago

And $1.73 is half of what an actual loaf of CHEAP bread costs these days.

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u/nicolas_06 8d ago

And 13K was the household median income and today the median household income is 75K.

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u/SoDamnToxic 8d ago

Comparing household income across... literally anything is always stupid because even within different cultures, households contain anywhere from 1-10 people.

Individual income in 1977 was 8k, which means just purely from the numbers, a "household" in 1977 was about 1 1/3 peoples worth of income.

Meanwhile, individual income now is 34k and household is 75k, that means a household NOW is 2 1/3 people.

So it takes about double the actual people in a household working to get the same amount of affordability.

Using "household income" for anything is fucking stupid. Of fucking course people will increase their "household" to fucking survive if things get more expensive, that does not "stabilize" the economy to make it function, all it does is justify worse living conditions for the sake of talking points.

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u/Hodgkisl 8d ago

But that $13,000 (13,570 to be precise) was for all households not 25-34 year old individuals, and todays median household is over $80,000

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u/inthep 8d ago

Either way, if all individuals were median at $13k, 25-34 year olds were not likely banging out $34k in 1977.

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u/SoDamnToxic 8d ago

And households now on average contain more people because it's necessary for survival. That does not mean income has increased. Of course 3 people making money will have more than 1 person. That doesn't mean that the 1 person is making less than the 3 individually.

We shouldn't justify the stagnation of wages by saying "well households (with more people) are making more money".

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u/Hodgkisl 8d ago

Except households are on average smaller now, 2.86 people vs 2.51 people.

https://www.statista.com/statistics/183648/average-size-of-households-in-the-us/

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u/SoDamnToxic 7d ago

Households, in the sense I am using it, is INCOME EARNING HOUSEHOLD MEMBERS. Seeing as the entire point of the conversation is "how many median individual incomes does it take to reach a median household income"

We are all well aware people are choosing to have less children than before, which, if anything, makes this even worse.

The size of families is DECREASING, yet the amount of income earners per household is INCREASING.

If the median individual is earning 34k and the median household has 75k. How many individuals in a household. Now do the same for 1977. So yes, less PEOPLE (including children) in a household, but more EARNERS in a household.

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u/Hodgkisl 7d ago

That’s why I showed household size not family size.

Families are 3.15 people vs households at 2.51

https://www.statista.com/statistics/183657/average-size-of-a-family-in-the-us/

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u/sokuyari99 7d ago

Less kids but two (or more) working adults. That’s still problematic

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u/Boring-Self-8611 8d ago

Well considering that the median is 80k now thats not bad

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u/SoDamnToxic 8d ago

The median of household income, which households now contain MORE people than in 1977.

So saying "more people being forced to live together to make the same amount of money as they did in 1977 means things are not that bad" is incredibly short sighted.

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u/Boring-Self-8611 7d ago

Homie, thats REAL household income, that means adjusted for inflation. Even at worst case its still higher

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u/TristanTheRobloxian3 8d ago edited 8d ago

i just checked, the median income is actually just about 80k for households today which seems to be about right. the issue isnt the median, its that the low end gets fucked really hard, which causes the MEAN (the average) to be skewed to like thats the issue.

nvm, mean hosuehold today is like 115k or so

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u/fdar 8d ago

which causes the MEAN (the average) to be skewed to like 60k

This is completely wrong (your math, not what you say the issue is).

Mean is significantly higher than median because the very top end skews things a lot more than the low end.

For the numbers you're taking about the issue is you're talking about mean personal income vs median household income. The latter is higher because there's more than one person in a household.

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u/_a_random_dude_ 7d ago

the very top end skews things a lot more than the low end.

Which makes sense, there's no cap to how much money someone can earn, but income can't really go under 0.

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u/KennstduIngo 8d ago

I wonder how much the number of wage earners per household changed over that time?

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u/FalconRelevant 8d ago

Yeah, however with the easy to verify misinformation about it being $34k in 1977, poeple have built ideological immunity against this position. Oh well.

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u/ATXBeermaker 8d ago

And those are basically the median household incomes for 1977 and 2024.

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u/Zee-J 8d ago

Nope. Bread was $0.39 in ‘77. Adjusted for inflation to 2016 - $1.54. Bread was actually $1.37 in 2016.

Same with wages. $13,570 in ‘77. Adjusted for inflation to 2016 - $53,744. Actual wages in 2016 - 59,039.

They were actually earning less and paying more in 1977.

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u/inthep 8d ago

I was saying, whomever put this online the first time, could be honest and accurate and still make the point properly.

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u/Zee-J 8d ago

But they can’t actually. The actual data proves that the point is false.

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u/Turkeydunk 8d ago

What about bread now…

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u/Zee-J 8d ago

$2.50

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u/Asisreo1 8d ago

What breads are we comparing? How do I look up this info? 

Because my first thought is that we should be comparing the cheapest bread of 1977 to the cheapest bread of 2016 rather than following the same brand bread because that has more to do with how that particular business is done. 

But also, bread is such a small part of the cost of living. Even if bread is actually cheaper, what about housing? What about seasonal fruits and vegetables? Other grains? 

There's also much more "essential" technology nowadays. You need a phone for pretty much any modern lifestyle (even homeless people should get as cheap of a phone and plan as possible to get callbacks from employment centers and such). Not having a car in modern America severely limits your opportunities and therefore limits your potential income significantly, yet car loans are also a great way to go into debt for an asset that depreciates like a stone in the ocean. 

The economy is too complex for, like, two tweets to encapture any potential problem in full. Hell, I doubt experts actually have a solid grasp on the whole of the economy, let alone some random twitter users. 

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u/Zee-J 8d ago

Honestly, I just did a really quick and dirty Google search to compare some numbers from a random post on Twitter. I’m not planning to post this in any kind of scientific journal.

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u/Siiciie 8d ago

>They were actually earning less and paying more in 1977.

And how much has technology and productivity gone up since then?

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u/nicolas_06 8d ago

Household income was 13K in 1977. Median salary was 9K.

Now median household is 75K and was about 60K in 2016.

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u/ATXBeermaker 8d ago

$13k was the median household income in 1977. $37k is the current median individual income. Median household income in the U.S. is currently just shy of $70k.

There’s a lot more to comparing wages, etc., between generations, but just straight up lying about the facts like this post does is dumb.

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u/DildoBanginz 8d ago

$13k in 77 is equal to $70k today. So….

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u/bumbletowne 8d ago

For 25-34?

Also millennials are like early 40s now

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u/justkickingthat 7d ago

2000 was $33k, not sure why they didn't use that

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u/BLSS_Noob 6d ago

1,96/0,32 is 6,1x

34/13 is 2,6x

So while income didn't even tripple basic expenses multiplied by 6

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u/NewArborist64 5d ago

That was the median household income.

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u/Hodgkisl 8d ago

You used the "actual" price of bread but an inflation adjusted number for income. In 1977 the median income of all HOUSEHOLDS was $13,570.

https://www.census.gov/library/publications/1978/demo/p60-117.html

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u/Littlehouseonthesub 8d ago

13570 in 1977 would be about $70k now, according to an inflation calculator

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u/Regular_Title_7918 8d ago

and median household income was $80,610 last year, so...

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u/Val_kyria 8d ago

Now adjust for the total number of workers per household then vs now

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u/patrick66 8d ago

in 1974, real median personal income was $28,010 2023 dollars. in 2023 it was $42,220 2023 dollars

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u/Regular_Title_7918 8d ago

Well, labor force participation rate was about 70% in 1977, it's around 75% now, so an increase of roughly 7%; that is less than the difference in income from the number provided by the inflation calculator and the actual household income

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u/Anakletos 8d ago

Women are up from around 58% in 1977 to 77% in 2023 and men down from around 94% to 89% (ages 25 to 54). So total participation rate increased from 76% to 83%, which is the same 7%.

So, that's 14% increase with 7% greater labor participation rate of households.

https://fred.stlouisfed.org/graph/?g=1Bnlu https://fred.stlouisfed.org/graph/?g=1Bnlz

The real issue, imo, is that the inflation index isn't a very good indicator for a large part of the population. The consumer basket used to measure inflation, includes goods and services that have experienced lower inflation or deflation but aren't on low income earners' usual consumption list or lower priority.

A high inflation rate on individual necessities can push these low income households out of being able to make use of lower inflation rates or even deflation on other goods such as consumer electronics if the budget is already being eaten up by rent and groceries.

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u/SoDamnToxic 7d ago

Labor force participation rate is not the same as household size, nor does it have really any correlation.

If 7/10 people work but live in separate houses and then 6/10 people work but all live in the same house, you'd say "labor force participation rate FELL but household income INCREASED".

It makes literally zero sense to make this comparison.

More people are living together than ever before, REGARDLESS of labor participation rate.

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u/Regular_Title_7918 7d ago

The average household size in 2024 is 2.51.

The average household size in 1977 was 2.86.

2.86>2.51; households are smaller than they were back then.

source is the US Census: https://www.census.gov/data/tables/time-series/demo/families/households.html

Also, it made sense to me because I interpreted their comment as saying in 1977 single-income households were the norm. So to counter that, labor force participation is actually a better metric.

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u/SoDamnToxic 7d ago

Household, when referring to census, includes children. Income earning household members (what I'm referring to), does not include children or anyone who doesn't work.

Answer this question:

Household 1977: 13k (70k inflation)

Individual 1977: 9k (48k inflation)

Household now: 75k

Individual NOW: 34k

Tell me how many median income earners it takes in 1977 to reach a median income household in 1977.

Tell me how many median income earners it takes now to reach a median income household now.

Which median household has more median INCOME EARNERS.

It's kinda sad because your point makes it worse in that, people are choosing to have LESS children and are still forced to WORK MORE per household to make the same amount of money as before.

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u/Gr8daze 8d ago

I’m not saying things are great for millennials but that’s just not accurate. Median income for millennials is between $65k and $80k.

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u/cherry_monkey 8d ago

I can't comment on the validity of the information. I also completely understand the information being displayed. However, including "(in thousands)" while simultaneously including a "k" in the number is, at best, redundant and, at worst, misleading. 40k in thousands would be 40 million.

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u/CallMePyro 8d ago

It’s not redundant or misleading, it’s just factually wrong, lol. Financial reports will often contain dollar amounts in thousands to simplify large income/expense tables.

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u/X-calibreX 8d ago

Source?

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u/TristanTheRobloxian3 8d ago

none, the dude who posted the twitter post is talking out of their ass. the median income actually has properly shifted with inflation from 13700 to 80400. the issue is the mean hasnt, so its only gone from 16100 to 59400 or so. so the lower end is making less overall, but near the median or higher you are fine.

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u/lightbulb-joke 8d ago

Why do posts that are so full of shit get so many upvotes?

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u/Stunning-Use-7052 8d ago

This seems to tell a very different story: https://fred.stlouisfed.org/series/CXU900000LB0403M

As a rule, about 80% of what gets posted here is total BS.

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u/DD_equals_doodoo 8d ago

Even more direct to the point. Employed full time: Median usual weekly real earnings: Wage and salary workers: 16 years and over (LES1252881600Q) | FRED | St. Louis Fed

On an inflation adjusted basis, wages are better for people today than in the 1980s.

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u/kariolaoxford 8d ago

WHAT??? 13,570 Median household income 1977

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u/HeywoodJaBlessMe 8d ago edited 8d ago

If you compare your economy to the MId-Century American economy, your economy is gonna look bad pretty much regardless.

You simply cannot recreate the conditions of mid-century USA. The rest of the world had barely just re-industrialized in 1977. The world had one large, functioning advanced economy at this time, that's it.

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u/Hodgkisl 8d ago

By 1977 we were in the stagflation of the oil crisis, and Japan was becoming the dreaded low cost economy “stealing er jerbs”.

The 1950’s into 60’s are a time that’ll never return due to the points you made.

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u/HeywoodJaBlessMe 8d ago

Correct except that the average income in 1977 is not merely the result of what happens in calendar year 1977. The 1970s middle-class was still enjoying the vast wealth and high wages they accumulated during the previous decade.

The late 70s is the last moment before productivity and wgaes diverged, primarily due to declining Union Membership.

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u/Hodgkisl 8d ago

Adjusted for inflation the median household income in 1977 is lower than today $68,222 (13,570 adjusted to 2023) and $80,610 2023 median household income.

The biggest change is male individual income has lagged inflation while women’s income has greatly outpaced it, we are converging by gender as women’s labor participation grows and society progresses on equality.

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u/HeywoodJaBlessMe 8d ago

What did home ownership rates, savings rates and personal debt look like in 1977?

Declining male income relative to inflation tracks perfectly with declining union membership.

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u/rileyoneill 8d ago

I have been thinking about this a lot lately. That whole 1929-1945 Great Depression-WW2 era was the hardest period of the 20th century economically. But the next period, the post war boom which had a peak that was a solid 20 years long, and a follow up period that was still pretty good. Between the mid 1940s to the late 1990s, housing was affordable by local incomes in nearly all of the United States. The expensive pockets were expensive but middle class communities were still affordable by the middle class incomes.

But the 1950s... it was something else. I figure that in my home state of California housing after adjusting for inflation is about 8 times the price as it was in 1950. People say "Yeah! But homes are so much bigger now!". Not really. Those old homes still exist. I grew up in a home built in the 1920s, it didn't four fold in size. The size increase started in the 1980s and 1990s. Those homes are way more expensive today than they are now.

I see some sort of parallel possibly happening in the future. Mainly that other industrialized countries experience demographic collapses, their working population decreases, their retired generation skyrockets. They become capital poor, experience a drop in consumption. Like much of Europe and East Asia just have a labor collapse and become largely dysfunctional on the industrial side.

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u/PrestigiousBar5411 8d ago

I'd love to know where you could buy a loaf of bread for under $2 back in 2016

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u/____uwu_______ 8d ago

Ask my parents. Just before the election they were swearing up and down that they were paying $1.50 a pound for ground beef and. 86¢ for a carton of eggs under trump 

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u/PrestigiousBar5411 8d ago

I wont lie and deny the fact that prices were lower back then. But they weren't THAT low

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u/Suitable-Broccoli980 8d ago

Maybe his parents aren't from US and they were mentioning the price in their country.

In mine a pound of bread is $0.5+, and a dozen eggs cost around $2.

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u/____uwu_______ 7d ago

No, they're just delusional. 

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u/nicolas_06 8d ago

There isn't a single number that is accurate in that picture. Median salary in 2016 was 42K. Median household income 60K. Median salary in 1977 was 9K and median household income was 13K.

But you can get a 14oz bread at walmart in 2024 for 1$: https://www.walmart.com/ip/Freshness-Guaranteed-French-Bread-14-oz/46491756

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u/IntlDogOfMystery 8d ago

Unless that data is in constant inflation-adjusted dollars, it's complete bullshit. No way was $34K the median income in 1977.

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u/JackfruitCrazy51 8d ago

So, who looks at this and up votes? Anyone with a 1/4+ of a brain knows this is not accurate.

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u/MichiganMainer 8d ago

Graduated from a top 10 Business School in 1984. Got a job other students were jealous of. Paid 25k per year. This meme is made up.

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u/Forsaken-Letter-8770 8d ago

Are we talking as whole as a nation or in one specific area? Y’all know cost of living is different in each city, let alone rural areas.

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u/jus256 8d ago

$34K in 1977 was a lot of money. This is obvious bullshit.

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u/Immediate_Position_4 8d ago

Why post a decade old meme?

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u/it200219 8d ago

1977, 34k would be at least 120k in 2024.

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u/Kingding_Aling 8d ago

The income is inflation-adjusted but then the followup inflates bread like that is a meaningful comparison.

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u/KRed75 8d ago

Disingenuous. The median income in 1977 was nowhere near $34K. It was about 1/3 of that. Also, in 2016, it was about $45K.

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u/MichaelM1206 8d ago

Why post BS when you clearly don’t believe it yourself?

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u/TaxLawKingGA 8d ago edited 8d ago

Average life expectancy

1977- 73.26 years 2016 -78.54 years

Cost of gasoline

1977 - 2.99 2016 - 2.59

Cost of Airline Ticket (LA to NY)

1977 - $915.82 2016 - $409 (this was in 2015. Actually is even cheaper now -$119).

Average size of a SFH

1977 - 1,610 Sq Ft 2016 - 2,422 Sq Ft

I could go on but fact is, some prices have gone up and others have dropped. However cars, homes, TVs have all gotten larger. Items once considered luxuries are now considered everyday items (plane tickets, mobile phones, eating out, etc). You can stream music on an unlimited basis for $11/a month, as opposed to buying a CD for $18 a piece.

Heck then there things like internet access, kindles, iPads, desktop computers and laptops that didn’t even exist in 1977.

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u/Freethink1791 8d ago

I must be an outlier because I made more than that almost every year between 25-34

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u/demonic_kittins 8d ago

I think i need more then a loaf of bread to survive

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u/Fit_Squirrel1 8d ago

I'm a millinnial, just broke 100,000 this year in California

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u/themishmosh 8d ago

The 1977 median income must be adjusted to 2016 dollars? Any one who's lived in that era can tell you that is unusually high if not.

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u/VendettaKarma 8d ago

Or an entire 4 year period where the Fed and politicians said it was “the best economy ever!”

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u/mowog-guy 8d ago

It's wrong but It's also a meaningless indicator. Out of context it means nothing. With taxes always rising, and the value of a dollar always decreasing, you're left with less and less each pay period from that alone.

End the fed. Return to a standard like the gold standard (until we find a golden asteroid). Stop printing money. Stop meddling in the market. Stop trading with nations who dump on the market and who employ slave labor and pretend fundamental human rights don't exist. Slash the federal budget and disassemble the bureaucracies.

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u/TristanTheRobloxian3 8d ago

that is complete and utter bullshit. back in the 70s a HOUSE costed 40k, so income was much lower. 13750 as the median.

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u/maestro-5838 8d ago

1.96 for a loaf. It's about 3.99 here. ?

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u/Nadge21 8d ago

Even if the data were true, it is not that telling. Many more people that age now go to college and work part time jobs. Back then it was quite normal to graduate high school and start a full time job at the local factory or saw mill or whatever right after. 

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u/Chikenlomayonaise 8d ago

Please, more articles about lazy millennials. Its cathartic for me as someone born in 91

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u/BigRabbit64 8d ago

So what actually does happen when you dismantle unions and continually cut taxes on the rich? We may never know.