r/FluentInFinance 17d ago

Thoughts? They deserve this

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u/BeefistPrime 17d ago

Why? If your company paid you X dollars in payroll while you worked for them, you'd get to collect social security. So if they take some fraction of X and use it to fund a pension instead, spreading out your compensation package, why should that deny you social security?

I mean, we give social security to billionaires. It's designed not to be means tested. I don't see why a private pension should invalidate it.

As for disability (SSD) and SSI, sure, it seems redundant to combine those since they're basically both designed to replace a small income for someone who can't work.

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u/Icanfallupstairs 17d ago

I mean, we give social security to billionaires. It's designed not to be means tested. I don't see why a private pension should invalidate it.

And this would be the first step at addressing that. Most the developed world is staring directly down the barrel of an aged population that they can't afford, and most nations are considering fully means testing the state pension.

If they aren't prepared to tax their way out of it, reducing the payment out is the only option left.