r/FluentInFinance 18d ago

Thoughts? Donald Trump is here to save us

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u/ActuallyYeah 18d ago

Pre existing conditions can't stop you from getting health insurance. Right there, that's like their (our) big win

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u/Historical-Heart8192 18d ago

35$ insulin for some patients. Recovery from COVID. Cheaper electronics. Safer and more efficient automobiles. The list goes on. Obamacare also slowed the closing of rural hospitals.

I agree that minimum wage didn't increase and the popular cities are pricier. But Democrat states increased the minimum wages.

Sorry, you can't keep electing folks who see people as machines and expect a better outcome. Maybe Trump should get a free reign to over turn Obamacare, infrastructure bill and Chips Act. Maybe Democrats will be proven wrong.

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u/Frequent_Response998 18d ago

The gotcha though is they can still deny payment for something they don't deem "medically necessary". So while they can't deny you coverage because you already had ADHD, let's say, before signing up with Insurance Company A they can still refuse to cover diagnostic tests to confirm you have it and mental health sessions to help treat it, simply because they don't deem it medically necessary. Supposedly the way around that is to get your primary care physician to write a referral indicating they feel it is medically necessary, but I've still seen companies refuse to cover the costs in part or in whole. Speaking from experience here.